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Global Fixed Deposits

Feb 15, 2024

Namibia, your gateway to exceptional fixed rates


It is entirely possible for a family or a business to remain in South Africa while benefiting from international fixed rates. For many of us, the idea of creating a presence outside of South Africa is an exotic concept or it seems like a risky venture. The reality is that it is a fairly straightforward process. And there are many laws and agreements with other countries which, in fact, encourage South Africans to do business outside of South Africa’s borders.


It is somewhat of a misconception that setting up offshore is for the very wealthy or large corporations. A small business can also take advantage of the laws and regulations in a suitable jurisdiction. The key to unlocking this world of potential is to structure your affairs in South Africa and abroad correctly. Choosing the right partner to guide you every step of the way is therefore very important.



"Knowing how to diversify your assets offshore could be the most

important aspect in your financial planning"



GDP of South Africa in 2020 was $ 306 billion. The world’s GDP was $ 84.54 trillion. That means that we limit ourselves to participating in only 0.36% of the world’s activity by not being part of the global economy.


Why Namibian Fixed Growth plans suitable for Families?


  • No currency risk to Namibia
  • No reserve bank pin clearance required
  • Namibian culture basically similar to South Africa
  • Protecting assets against Political instability
  • Global opportunities for family with golden visa
  • Lower taxation if structured correctly
  • Risk diversification
  • Saving for children Educational Requirements
  • Family Business global expansion


Term Platform Type Namibia Rate SA Rate Difference
1 Year Life Insurer Namibia Guaranteed Rate 9.65% 8.66% 0.99%
2 Years Life Insurer Namibia Guaranteed Rate 10.30% 9.10% 1.20%
3 Years Life Insurer Namibia Guaranteed Rate 11.01% 9.63% 1.38%
4 Years Life Insurer Namibia Guaranteed Rate 11.87% 10.34% 1.53%
5 Years Life Insurer Namibia Guaranteed Rate 13.07% 11.30% 1.77%

Comparison concluded on 15 February 2024 comparing all major banking platforms in South Africa

Period Effective Rate

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